MyMerchantExpert.com is owned and operated by Luis Centeno – your Independent Merchant Services Professional and is based in Los Angeles, CA. With over a decade of Financial Services experience, Luis represents some of the Top Processors in the industry – the very same top processors that the top 3 banks in the USA sell! (Yes, that’s right, banks aren’t processors, they are re-sellers like everyone else). An expert in bringing the very best value in payment processing to businesses of all sizes, Luis dedicates himself to the principles of honesty, integrity, transparency and fairness in the world of Merchant Services. In his career, hundred of business owners have placed their trust and relied on Luis to be a source of service, information, and bottom-line honest pricing.
Independent, yes! Alone, no! Luis partners with service providers with customer service, 24/7 tech support, and PCI (payment card industry) compliance expertise. Together, we can service your company as well as, or even better than any bank. We also have strategic partnerships with other independent representatives throughout the USA!
How can Luis help your company?
- “Broker” of Merchant Services – Representing several top providers of Merchant Services allows Luis to Shop for you! Finding the best solution for your business combining Technology, Pricing, Service, and Reliability to provide your business with the right processor.
- Expert Statement Analysis – Merchant statements are confusing on purpose – however, Luis can take any merchant statement and tell you the true costs of your current processing and discover how you can lower those costs by possibly switching companies and locking in markup values!
- “Wholesale Plus” Pricing – Luis has agreements with all the providers to start with actual cost and then show you the markup, so you always pay the lowest rates available. Ever heard of “clearing levels”? Luis can explain what those are and show you how you can benefit from having that information.
- Credit Card Capture Expertise – Are you taking credit card payments in the best way for your business? Sometimes a physical terminal is not the best way. Luis can evaluate your setup and make sure it is working for you and not against you.
- Business-Related Expertise – How do credit card payments fit into your overall business strategy? Will they help in customer retention, cash flow, marketing, and assist you in building a robust revenue stream? Luis will gladly advise you, depending on your business type and style, on the best strategies for your merchant services program.
- Payment Card Industry (PCI) Standards – Is your business following guidelines for credit card security? This is a critical conversation you need to have with your payment professional. Luis can make sure you are covered by the very best experts for your industry.
- Methods of Taking Payments – Luis is an expert in the field and can help you accept payments via:
- Stand-alone credit card terminals
- Smart Phones (Android or Apple)
- Tablets (Android or Apple)
- Integration with Online Shopping carts
- Integration with Point of Sale (POS) Systems
- Recurring payment systems (set up automatic daily, weekly, monthly, and yearly billing)